Building Financial Confidence Since 2018

We started zepharionexi because too many Australians were struggling with money management despite having good incomes. Our mission is simple: teach practical financial skills that actually work in real life.

Our Story

Back in 2018, we noticed something troubling. Friends, colleagues, even family members were earning decent wages but still living paycheck to paycheck. They'd ask for advice about budgeting or investing, but most financial education out there was either too academic or focused on get-rich-quick schemes.

That's when we decided to create something different. We wanted to build programs that taught real skills — the kind you'd actually use when deciding whether to refinance your mortgage or figuring out how much you can afford for that holiday.

"Financial literacy isn't about becoming the next Warren Buffett. It's about sleeping better at night because you understand your money."

Financial planning session with documents and calculator

Meet the Team

We're not your typical financial advisors. We're educators who believe money management should be approachable, not intimidating.

Kieran Thorne

Lead Financial Educator

Former bank manager who got tired of seeing people make expensive mistakes. Kieran spent five years in retail banking before switching to education. He specializes in breaking down complex financial concepts into everyday language that actually makes sense.

Sage Whitmore

Program Development Specialist

Sage designs our learning experiences with a background in adult education and psychology. She ensures our programs work for different learning styles and life situations. Her focus is making financial education stick beyond the classroom.

How We're Different

We focus on practical skills and real scenarios. No jargon, no sales pitches for investment products, just education that helps you make better money decisions.

Real-World Scenarios

We use actual case studies from Australian households. Learn how to handle situations you'll genuinely encounter, like choosing between paying off debt or building savings.

No Product Sales

We don't sell insurance, loans, or investment products. Our advice is completely independent. We teach you how to evaluate options so you can choose what works for your situation.

Ongoing Support

Financial situations change. We provide resources and check-ins to help you adjust your approach as life evolves. It's not just a one-time course — it's ongoing education.

Group learning session focused on financial planning strategies